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It’s going to get easier to purchase a home

  • February 18, 2020
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Today, Minister of Finance, Bill Morneau, announced changes to the benchmark rate used to determine the minimum qualifying rate for insured mortgages, also known as the “stress test.” These changes will come into effect on April 6, 2020. The new…

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What is the better choice, FIXED or VARIABLE?

  • October 3, 2018
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  Here is a look at what has happened over the last 25 years.

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We wish you and your families a very Merry Christmas and Prosperous New Year!

  • December 21, 2017
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One of the best comedy routines of all time

  • July 14, 2016
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https://www.youtube.com/watch?v=sShMA85pv8M
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9 Simple Ways To Make Your Home Look Expensive

  • June 16, 2016
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A good article that can improve the way your home looks as well as increasing its value. Click here.    

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Apple builds robot to recycle their phones

  • April 16, 2016
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https://www.youtube.com/watch?v=AYshVbcEmUc
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If you’ve been hearing a lot of noise about the mortgage market lately, you’re not alone.Headlines tend to focus on what’s alarming — but the reality is far more balanced. Today’s mortgage environment isn’t nearly as bad as it’s often portrayed, and when you zoom out, rates are still roughly 1% lower than the 25-year historical average.That perspective matters.We’re no longer in a rushed, emotional market. We’re in a steadier one — where thoughtful decisions, clear conversations, and long-term planning make the biggest difference.Sometimes the smartest move is tuning out the noise and focusing on the facts.If you’re curious how today’s market applies to your situation, I’m always happy to have a straightforward conversation. ... See MoreSee Less

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For the second announcement in a row, no changes with the BOC. ... See MoreSee Less

The Bank of Canada today said that they would be maintaining the overnight rate. Prime will remain at 4.45%. | mortgagesbycraig.com

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The Bank of Canada today said that they would be maintaining the overnight rate. Prime will remain at 4.45%. January 28, 2026 / Newsworthy At the first announcement of 2026 and the second in a row, th...
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