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Thoughts

Thoughts and ideas on subjects.

You can learn a lot about a person or business on how they react to a situation

  • October 31, 2016
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Even if you have no interest in football I think there is lesson here that everyone can benefit from.

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Is paperwork a bad word when applying for a mortgage?

  • September 23, 2016
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It’s no secret that the mortgage industry requires an extensive amount of documentation needed to process a simple mortgage transaction. The frustrating part about it is a lot of the information presented is repetitive or redundant. Since mortgagesbycraig.com is one…

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Social experiment, most people are sheep.

  • August 31, 2016
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Here is a compelling experiment with people and how they react to their environment. It may be the reason why Canadians acquire so much debt; spending money they don’t have just because other people have made purchases.  

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Live a Rich Life with Less

  • April 6, 2016
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An interesting video of being rich with less.

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mortgagesbycraig.com

2 days ago

mortgagesbycraig.com
If you’ve been hearing a lot of noise about the mortgage market lately, you’re not alone.Headlines tend to focus on what’s alarming — but the reality is far more balanced. Today’s mortgage environment isn’t nearly as bad as it’s often portrayed, and when you zoom out, rates are still roughly 1% lower than the 25-year historical average.That perspective matters.We’re no longer in a rushed, emotional market. We’re in a steadier one — where thoughtful decisions, clear conversations, and long-term planning make the biggest difference.Sometimes the smartest move is tuning out the noise and focusing on the facts.If you’re curious how today’s market applies to your situation, I’m always happy to have a straightforward conversation. ... See MoreSee Less

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For the second announcement in a row, no changes with the BOC. ... See MoreSee Less

The Bank of Canada today said that they would be maintaining the overnight rate. Prime will remain at 4.45%. | mortgagesbycraig.com

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The Bank of Canada today said that they would be maintaining the overnight rate. Prime will remain at 4.45%. January 28, 2026 / Newsworthy At the first announcement of 2026 and the second in a row, th...
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Ice safety is important this time of year. ... See MoreSee Less

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