• Home
  • Apply
  • About Us
    • About Us
    • Our Services
    • Testimonials
    • Value Proposition
    • The Movement
  • Information
    • Required Documentation
    • Referral Rewards
    • Glossary
    • Helpful Links
    • FAQ
  • News
  • Contact Us

Thoughts

Thoughts and ideas on subjects.

You can learn a lot about a person or business on how they react to a situation

  • October 31, 2016
  • /
  • Thoughts

Even if you have no interest in football I think there is lesson here that everyone can benefit from.

Continue Reading

Is paperwork a bad word when applying for a mortgage?

  • September 23, 2016
  • /
  • Thoughts

It’s no secret that the mortgage industry requires an extensive amount of documentation needed to process a simple mortgage transaction. The frustrating part about it is a lot of the information presented is repetitive or redundant. Since mortgagesbycraig.com is one…

Continue Reading

Social experiment, most people are sheep.

  • August 31, 2016
  • /
  • Thoughts

Here is a compelling experiment with people and how they react to their environment. It may be the reason why Canadians acquire so much debt; spending money they don’t have just because other people have made purchases.  

Continue Reading

Live a Rich Life with Less

  • April 6, 2016
  • /
  • Thoughts

An interesting video of being rich with less.

Continue Reading
mortgagesbycraig.com

6 days ago

mortgagesbycraig.com
Game 1 for Canada, today at 3pm! 🇨🇦 ... See MoreSee Less

Photo

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

mortgagesbycraig.com updated their profile picture.

6 days ago

mortgagesbycraig.com
mortgagesbycraig.com ... See MoreSee Less

Photo

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

mortgagesbycraig.com

1 week ago

mortgagesbycraig.com
No change with the BOC today. Prime will remain at 4.45%.www.mortgagesbycraig.com/bank-canada-maintains-overnight-rate-prime-will-stay-06-10-26/ ... See MoreSee Less

Photo

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

mortgagesbycraig.com updated their profile picture.

2 weeks ago

mortgagesbycraig.com
mortgagesbycraig.com ... See MoreSee Less

Photo

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

mortgagesbycraig.com

1 month ago

mortgagesbycraig.com
One of the frustrating parts of being a mortgage broker is providing time sensitive advice to people and they don't act soon enough. This tends to happen most frequently with mortgage renewals. Most lenders will guarantee financing for 4 months, however most people wait to the last minute and it costs them.A few weeks ago I was dealing with someone looking to renew their mortgage at maturity. I explained to them that rates are expected to rise very soon so it is in your best interest to finalize something now so we can guarantee your rate at maturity, about 2 months away. Unfortunately, they returned in a week and a half and interest rates had increased by 0.20%. With their mortgage balance at $450,000, procrastination cost them approximately $900 per year or $4,500 over a 5 year term. I don't know about you but I would have certainly liked to have had the savings for myself rather than put it in the lender's pocket.In the event rates go down in a situation like the one above then we can use the existing mortgage approval to leverage a reduction in rate either from the existing lender or an entirely new lender. Either way the borrower is covered.www.wecreatehappiness.ca ... See MoreSee Less

Photo

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

519-495-4281
1-888-635-6109 toll-free
1-888-635-9229 fax

Our Mailing Address:
1574 Mulberry Street
London ON N6K 5C8

Website Created By Henri Designs

Copyright 2026 · mortgagesbycraig.com